Emma Garner is Executive Vice President and a member of CRC Group’s Senior Leadership Team, specializing in difficult to place property risks. A passionate leader and mentor, she is committed to shaping a corporate culture that fosters lasting relationships with employees, partners, and clients. In 2020, Emma became a founding member on WSIA’s Development Board for the Insurance Industry Diversity Foundation to focus on building strategies for a more equitable future.

Originally from England, Emma was hired as the first female broker at 19 years old by Cooper Gay, where she placed U.S. catastrophe property reinsurance and wholesale business into the London market. After relocating to New York City in 1996, her skill in reading the market and relationship-based approach to growing the business have played a vital role in developing CRC’s portfolio since acquiring Swett in 2016.

Her dedication to empowering young people and women in insurance led Emma to found the CRC Women’s Network, with a mission to provide a space that offers mutual support, personal growth, and business development.  Emma and Alf live in New York with their three children – Max, Charlie, and Grace. As a mother, Emma strives for a work/life balance that allows her to be fully present and available as her children grow.