Velocity Risk Underwriters


Velocity Risk Underwriters, LLC, offers residential and commercial property insurance programs in coastal areas around the country. We focus on competitive pricing, innovative products, common-sense underwriting philosophy, and fast, fair, professional claims service. We offer homeowners, small commercial and large commercial through select retail agents, national partnerships and wholesale brokers.

We are licensed in 50 states as a general agent and underwrite property programs through carriers rated A.M. Best “A” or better. Our substantial capital is dedicated to both coastal risks and long-term market participation and allows for expansive capacity to help our agents and brokers grow their books.

Our personal lines appetite includes admitted homeowners, seasonal/secondary residences and condominium products, to bring full service policies to those along the coast. We currently serve Connecticut, Florida, and Texas with additional states (like New York and North Carolina) coming soon.

We provide quality small commercial coverage options at competitive prices, along with the ability to rate and bind online for most small business customers. We currently offer non-admitted property coverage throughout the state of Florida and in the coastal (Tier 1/Tier 2) areas of Louisiana and Texas up to $10 million TIV. Additional states will follow shortly.

We offer large commercial coverage in all 50 states on an all risk or named perils basis, with a focus on catastrophe perils of wind, earthquake and flood. Submitted risks must have at least 50% Tier 1 or Tier 2 wind, or EQ/Flood exposure for consideration. Account limits are up to $300M.

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